What Agents Must Know About AI, Consolidation, and the Future of Brokerage: Insights from Jack Miller of T360

You are standing at the crossroads of two massive shifts in real estate. On one side is consolidation: big brokerages getting bigger, buying tech, and reshaping market power.

On the other side is artificial intelligence: new tools that speed up boring work, change how you market, and unlock enterprise value for anyone who learns to use them. In this episode, I sat down with Jack Miller, president and CEO of T360, to unpack what is actually happening, what matters to you, and what steps you should take this week to strengthen your business in 2026.

Understanding the Consolidation Wave

The industry is going through one of the largest consolidation cycles in its history. Some agents feel nervous about large companies merging, but consolidation has been part of real estate for decades. What is different today is the speed, the scale, and the financial power behind the companies making these moves.

You probably saw the Compass and Anywhere announcement. It caught people off guard, but according to Jack Miller, it was predictable. He explains that large companies consolidate for the same reason airlines did. When one major player becomes significantly larger, other companies are forced to grow so they can compete on equal footing.

Why Consolidation Is Happening

There are clear reasons behind the shift. Big companies want buying power, cost efficiency, and technology leverage. They also want more ways to serve consumers across the entire real estate ecosystem.

You will see consolidation continue because companies gain advantages in areas such as:

  • Technology development and pricing
  • Centralized staffing and operational efficiencies
  • National marketing and brand equity
  • Recruiting leverage
  • Ability to offer vertically integrated services such as mortgage, title, or insurance
  • Data aggregation and analytics

This movement is not a sign that small or independent companies are dying. It is simply the next evolution of a mature industry.

What Consolidation Means for You

It is important to understand how consolidation actually affects agents. The truth is that your day-to-day business remains the same. You still work one-on-one with clients. You still negotiate. You still guide people through decisions. Mergers do not change the core of your job because the consumer hires you, not the logo on your sign.

What does change are the resources around you. When two companies merge, they usually tighten operations, improve technology, and streamline support. Some agents may notice internal shifts, but as long as you stay centered on clients, you remain the most secure part of the industry.

How Large-Scale Mergers Reshape Brokerage Models

Once consolidation happens, everything downstream begins to evolve. Brokerage structures are shifting toward systems that do more for less. Many companies are redefining their operational models so they can win through efficiency instead of volume alone.

Why Brokerage Models Are Evolving

Past brokerage models were built around physical offices, heavy staffing, and administrative processes that favored local operations. Today, that model is expensive and unnecessary. National brokerages are turning to cloud systems, streamlined support, and shared service centers to reduce overhead.

You are witnessing the rise of:

  • Centralized transaction management
  • National marketing platforms
  • Enterprise-level technology bundles
  • Bulk software licensing and economies of scale
  • Hybrid virtual physical models
  • Private label structures that allow agents to build their own brand

These changes reduce cost while increasing capability, something that directly impacts both your splits and the value you receive.

How This Impacts Agent Value

As brokerages scale, the services they deliver become more uniform. Your competitive edge will never be determined solely by your brokerage. It will be determined by your skill, your systems, your relationships, and how you use the tools in your hands.

This is why modern agents must think like business owners. Brokerages are no longer the full driver of your success. They are platforms you plug into, and your real leverage comes from the systems you build on top of them.

Brokerage evolution is driven by:

  • Increased cost of compliance
  • Demand for unified technology
  • The need to simplify transaction flow
  • Changing expectations from modern agents
  • Margin pressure caused by lawsuits and market shifts

Brokerage models are changing because agents are changing. You demand more efficiency, more technology, more flexibility, and more autonomy. Companies that cannot keep up will fall behind, and those that adapt will become the platforms agents choose to build empires on.

The AI Revolution: The Most Important Shift In Your Career

Artificial intelligence is not hype. It is not a trend. It is the most significant technological shift you will see in your lifetime. Agents who ignore AI will fall behind quickly, and agents who embrace it early will gain a permanent advantage.

Why AI Matters More Than You Think

AI is impacting every part of the real estate experience, including:

  • CMA analysis
  • Lead follow up
  • Training
  • Research
  • Content creation
  • Systems automation
  • Market interpretation
  • Skill development

You are watching an industry wake up to the fact that AI will not replace agents. Agents who use AI will replace agents who do not.

What You Can Do With AI Right Now

Even without hiring engineers or building custom tools, you can use AI to accelerate your business. Here are simple but powerful applications:

  • Summarize inspection reports
  • Draft contracts for review
  • Turn training videos into searchable resources
  • Build custom scripts and objection handlers
  • Generate property descriptions
  • Prepare listing presentations
  • Organize client pipelines
  • Provide instant market context for buyers

You can save hours every day while improving accuracy. AI gives you speed, clarity, precision, and consistency.

AI helps you:

  • Produce work faster
  • Reduce errors
  • Train more effectively
  • Operate with more confidence
  • Scale your output without scaling your cost

You do not need to be a coder to harness AI. You only need to be curious and willing to practice. This is your moment to build leverage, speed, and power into your process. Agents who adopt AI early will stand out in ways that competitors cannot match.

AI is not a threat by itself. Not using it is the real risk

Jack’s big point: AI is a land grab similar to early search engine optimization. Consumers will ask chat interfaces real estate questions. The winners will be those who have content and data optimized for AI discovery. That might be you.

AI shows up in three ways for agents:

  1. Replace boring work. Tasks like initial CMA drafts, calendar scheduling, form extraction, and routine messages get automated. This saves time.
  2. Enhance your work. AI helps you produce better buyer presentations, faster neighborhood research, and concise market updates.
  3. Reimagine your business. Once you put your proprietary content and training into a searchable AI system, you gain leverage and unique enterprise value.

Concrete examples you can implement now

  • Turn your neighborhood expertise into short, searchable content. Publish it on your site and keep it structured.
  • Record your onboarding calls and training sessions, then make them searchable. Those recordings become an asset you can query.
  • Build a CMA bot that creates a quick, first-pass market analysis for listings or buyer homes. Use it to start the conversation, not as the final word.

What you can do:

  • Pick one boring task you repeat and replace it with an AI tool. For example, automate follow-up messages or create a template generator for offers.
  • Start one AI experiment. Make a “notes notebook” for your own listing or neighborhood research so you can query it later.

The Future Of Brokerage, Technology, And Agent Value

When you combine consolidation, new brokerage models, and AI, you get a clear picture of where the industry is going. The future belongs to agents who think strategically and adapt quickly. You cannot afford to operate like a traditional salesperson anymore. You must operate like a modern entrepreneur.

What The Future Will Look Like For You

The next decade will reward agents who:

  • Build personal brands
  • Embrace AI
  • Leverage brokerage infrastructure
  • Specialize deeply in their market
  • Build content that AI can read, recommend, and rank
  • Systemize their business
  • Collaborate instead of isolate

A massive opportunity exists in front of you. Technology will not replace you. It will elevate you if you use it correctly. And as consolidation shapes the industry, the agent who knows how to navigate these changes will control their career path instead of reacting to it.

You are entering one of the most transformative periods in real estate history. This is the moment to educate yourself, experiment fearlessly, and build systems that carry you forward. The agents who take these changes seriously will rise above the noise, attract more clients, and operate at a level that sets them apart.

🎧 Want To Learn More? Listen To The Full Podcast Episode

In this episode, you will hear:

  • Why consolidation is accelerating and what it means for you
  • How national brokerage models are changing behind the scenes
  • The real impact of Compass acquiring Anywhere
  • Why AI is the biggest opportunity agents have seen in decades
  • How to position yourself for growth in a shifting market

🎙️ Tune in now to understand the forces shaping your career and learn how to stay ahead while the real estate industry evolves faster than ever.

To listen to more of our podcast episodes, visit The #RealtyHack Podcast Page. The #RealtyHack Podcast is also available to listen to on SpotifyApple Music, and your other favorite podcast directories.

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